We Fix What Others Walk Away From
By Doug Constable · 2 July 2026
When a business hits real financial pressure, something predictable happens: the people who were happy to take your money on the way up start going quiet. Calls don't get returned. Emails get short, then stop. Accountants suddenly "can't advise on this kind of thing." Lawyers want a retainer before they'll talk. The people you trusted to help — disappear, exactly when you need them most.
That's where I come in.
Why this happens
Most professionals aren't trained for the messy reality of insolvency. They're trained to keep things on the rails — not to pull a business back from the edge. When the situation gets uncomfortable, stepping back protects them. Understandable. But it leaves you stranded.
After 38 years sitting across the table from directors facing liquidation, bankruptcy, and ATO pressure, I can tell you the moment your usual advisors go quiet is the moment you need someone who has actually done this work before — not someone trying it for the first time on your case.
What I actually do
I don't replace your accountant or your lawyer. I coordinate the right professionals around your situation, strategically — the right insolvency practitioner, the right approach with the ATO, the right structure to preserve what can still be saved. Specifically:
- Take an honest look at where the business sits — not where you'd like it to sit.
- Map the realistic options: Small Business Restructuring, voluntary liquidation, negotiated payment plans, bankruptcy, or recovery — with the trade-offs of each.
- If a formal practitioner is needed, match you with the right one. I don't act as the trustee or liquidator myself, which means I work for you, not the creditors.
- Handle the awkward conversations. With the ATO. With creditors. With staff. With family.
Common situations I step into
- Directors who've received a Director Penalty Notice and don't know what 21 days really means.
- Owners whose accountant has gone silent now that the ATO is involved.
- Businesses that have been "restructuring" for months without any real change.
- People weighing up bankruptcy who've been getting conflicting advice from three directions.
One thing worth saying
The single biggest mistake I see is waiting. Not because waiting kills the legal options — it doesn't, immediately. It kills cash, options, and negotiating leverage. Every week of waiting narrows what's possible.
If your accountant has gone quiet, if you're not sleeping, if the ATO letters are piling up — pick up the phone. Even if it turns out you don't need everything I do, you'll leave the conversation knowing exactly where you stand.
- Speak directly to Doug: Get help
- Need real bankruptcy help? Resolvency
- Business recovery and SBR support: Resolve Business Solutions